1. What we offer
Introductory educational course Personal Finance Made Simple, free in the welcome opening cohort (first 30,000 approved enrollments worldwide), sent by email after team review. Educational site: we provide no banking, credit, or investment services, and we are not affiliated with Scotiabank or any bank.
2. Enrollment and review
- You fill in your name, email, country, and consent.
- The team reviews each enrollment (up to 5 business days) to prevent duplicates and bots.
- Access arrives by email. After the opening cohort, new enrollments join a waitlist.
3. No promises
We guarantee no income, profit, credit approval, or employment. Results depend on your effort. Foundational content — not investment advice.
4. Certificate
Free named digital certificate of completion for finishing all 6 modules. No validity as a diploma or degree.
5. Age
Students under 16 (or under the age of digital consent in their country) may only enroll through a parent or guardian.
6. Permitted use
Personal, non-transferable use. Reselling, redistributing, or publishing the full material without written permission is prohibited.
7. Privacy
Data handling follows the Privacy Policy. Questions: [email protected].
8. Liability
We strive for accuracy, but the content is educational and may contain simplifications. If in doubt, consult qualified professionals. Nothing here replaces licensed financial advice for your situation.
9. Contact and revisions
We may update these Terms; the current version will always be on this page.