Module 1 — X-ray of your finances
Map income and expenses and find out where the money goes.
- Lesson 1.1: listing income and expenses
- Lesson 1.2: fixed vs. variable
- Materials: x-ray spreadsheet + 7-day checklist
Module 2 — Accounts, fees, and packages
Learn how accounts and fees work and how to compare options.
- Lesson 2.1: reading your statement without fear
- Lesson 2.2: comparing packages and fees
- Materials: comparison worksheet
Module 3 — Peace-of-mind fund
Build an emergency fund that fits your reality.
- Lesson 3.1: how much to save and where to keep it
- Lesson 3.2: the small-contributions method
- Materials: fund calculator
Module 4 — Credit without surprises
Cards, limits, statements, and interest explained with examples.
- Lesson 4.1: statements and revolving credit
- Lesson 4.2: when installments are worth it
- Materials: statement simulator
Module 5 — Light money routine
A 20-minute weekly ritual to stay on top of your bills.
- Lesson 5.1: alerts and apps
- Lesson 5.2: guided weekly review
- Materials: weekly checklist
Module 6 — Your next-90-days plan
Turn learning into achievable, measurable goals.
- Lesson 6.1: setting 3 goals
- Lesson 6.2: tracking progress
- Materials: goal board + digital certificate of completion